Update on Personal Savings and Spending Rates

The COVID crisis changed the landscape of the American economy. One bittersweet consequence is that the average American family is in better financial shape today than they were before the pandemic. So, what shifted over the past 18 months – and what are the implications for the near future? In this episode, Jay Pluimer explores the pandemic’s impact on personal finances, including personal spending rates, average debt, and savings habits.

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The Importance of Designating Beneficiaries

When life gets hectic and your to-do list seems endless, it can be easy to let financial planning details slip through the cracks. However, updates to your designated beneficiaries on 401(k) plans, IRA accounts, and other retirement assets is vitally important.

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Ever wonder why some money decisions feel harder than others? Building financial confidence often begins with mindset, not math.

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When people talk about financial confidence, they often picture someone who has it “all figured out” — organized spreadsheets, clear goals, and decisive money moves....

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Financially thoughtful gifting focuses on meaning, not just money. A little planning can go a long way this season.

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The holidays have a way of bringing out our most generous instincts. We want to surprise, delight, and show up for the people who matter...

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