Newsletter

5 Strategies to Achieve Your College Funding Goals

How to Afford One of Your Most Expensive Investments for Your Children
By Kathy Longo, CFP®, CAP®, CDFA
Wednesday, 09 February 2022

5 Strategies to Achieve Your College Funding Goals

Over the past several decades, a college education has come to be seen as a necessity. If you want to secure a good job with the possibility of upward mobility, you’ll likely need at least a bachelor’s degree to help you get there. However, with tuition costs greatly outpacing the overall cost of inflation, actually affording college has become a real challenge for many individuals and families.

From estimating the overall cost for higher education a decade from now to trying to determine how much financial aid you will be able to secure, there’s a lot to consider when planning to fund an education. Review the five strategies below to start developing your plan of action for your children’s future college education.

Avoid Investor Complacency

In periods of higher market volatility, like we’re experiencing now, it’s important for investors to avoid becoming complacent and to have plans in place for inevitable market dips.

Wednesday, 26 January 2022

In our last episode, we discussed expectations for 2022 - including higher volatility than we’ve seen in the last few years. We’re seeing it already, so this episode will delve further into why we expected this to happen. 

Merging Finances as a Couple: Three Options for Success

The Path Toward Combining Finances Will Look Different for Every Couple
By Kathy Longo, CFP®, CAP®, CDFA
Wednesday, 26 January 2022

Merging Finances as a Couple: Three Options for Success

Your money can feel like a very personal matter. Our behaviors and motivations around money are unique to us, encompassing our upbringing, experiences, and current situation in life. This can make merging finances as a couple a complicated process if it’s not approached in a thoughtful and intentional manner. If you and your significant other are considering merging finances as a couple, it’s important to understand that there is no one-size-fits-all approach. How you go about merging finances will depend on the comfort and trust present in the relationship, your relative income levels, the dynamics of your relationship, and more.

Ultimately, you have three options:

  1. Keeping your finances completely separate
  2. Keeping your finances partially separate
  3. Fully combining your finances

Below we’ll discuss the pros and cons of each option, as well as ways to determine which option might be best for you and your spouse or partner.

Money Management Tips for Blended Families

How to Navigate Financial Dynamics When Merging Two Families into One
By Kathy Longo, CFP®, CAP®, CDFA
Wednesday, 12 January 2022

Money Management Tips for Blended Families

Preparing financially for marriage can always feel a bit challenging, and that can be an even bigger challenge for blended families, meaning families in which one or both spouses have been married before.

Today, about 40% of new marriages represent a second marriage for at least one spouse, meaning more people than ever before are facing the unique financial dynamics involved with blending two families into one. The money management tips for blended families below can help you navigate the hurdles you may face in your own blended family.

Expectations for 2022

We don’t believe in trying to time the markets, but using an evidence-based approach to make projections can help us understand what to expect in 2022.

Thursday, 06 January 2022

It’s a new year, and we’ve been busy evaluating market dynamics in order to make projections about what might happen next. 

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